Add has_finalizer predictate function. Use it when deciding which

Add has_finalizer predictate function.  Use it when deciding which
objects to save in gc.garbage.  This should be the last change needed to
fix SF bug 477059: "__del__ on new classes vs. GC".

Note that this change slightly changes the behavior of the collector.
Before, if a cycle was found that contained instances with __del__
methods then all instance objects in that cycle were saved in
gc.garbage.  Now, only objects with __del__ methods are saved in
gc.garbage.