First, the limitation already doesn't trigger if you copy the whole
file (i.e. use copy() or stream_copy_to_stream() and don't specify
a length). This happens because length will be 0 at the time of the
check and only later calculated based on the file size. This means
that we're already completely blowing the length limit for what is
likely the most common case, and it doesn't seem like anyone complained
about that.
Second, the premise of the code comment ("to avoid runaway swapping")
seems incorrect to me. Because this performs a file-backed non-private
mmap, no swap backing is needed for the mapping. Concerns over "memory
usage" are also misplaced, as this is a virtual mapping.