Avoid somewhat-theoretical overflow risks in RecordIsValid().
This improves on commit
51fed14d73ed3acd2282b531fb1396877e44e86a by
eliminating the assumption that we can form <some pointer value> +
<some offset> without overflow. The entire point of those tests is that
we don't trust the offset value, so coding them in a way that could wrap
around if the buffer happens to be near the top of memory doesn't seem
sound. Instead, track the remaining space as a size_t variable and
compare offsets against that.
Also, improve comment about why we need the extra early check on
xl_tot_len.